Auto Insurance Rates Stable
October numbers make for six months of relatively flat average monthly cost.

Both full coverage and liability-only national average costs have moved little over the past six months.
Pexels/RDNE Stock Project
Auto consumers, many of whom have been shopping around for new insurance carriers to lower their costs, got a bit of a break in October – at least conditions didn’t worsen.
Research by insurance comparison shopping website Insurify shows the average U.S. monthly car insurance cost was essentially flat for the month.
Full coverage was a dollar cheaper at $194, and liability-only was unchanged at $104, for an overall average of $149, the Massachusetts-based company said.
In fact, both categories have moved little over the past six months. In May, full coverage sat at an average of $191, liability at $105.
Even states with increases in average monthly insurance costs saw only minimal changes, Insurify reported. Virginia experienced the biggest jump in full-coverage cost with a $3 increase to $188, and Kentucky’s actually fell by $6 to $190.
Insurify pointed out that location affects insurance rates due to weather patterns, traffic congestion, and crash and vehicle crime rates.
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